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If you or your employer group does not have insurance currently, we will meet with you or schedule a teleconference so that we can carefully analyze your specific requirements. This analysis will take into consideration your financial requirements, insurance benefits needs, and other account implementation/maintenance/support issues. Through our needs assessment we will careful layout the groundwork for all insurance programs and implementation protocols that we will be proposing to your company. Once you agree to a specific plan/direction our experienced staff members will be ready to manage the all aspects of the enrollment process.
For companies turnaround time varies by quote type and the size of the group. You would need to compile the following information about your company before we could proceed:
1) Benefit Plan Designs and Rates for all applicable insurance products
2) A complete employee census including:
a) Employee Name / or number
b) Birth date
c) Gender
d) Employee resident zip code
e) # of Dependents
f) Dependent Class (Single, Employee + Spouse, Employee + Children, Family)
g) Each employees Plan selection
3) Copies of recent insurance billings
Once we receive this information it will take midsize groups (51-500employees two to three weeks to receive a quote depending upon the product and for larger groups (500, 1000+) it could take three weeks or more to compile a complete listing of choices, especially if your company offers benefits to multi-state employee populations.
The Health Insurance Portability & Accountability Act of 1996 (August 21), Public Law 104-191, which amends the Internal Revenue Service Code of 1986. Also known as the Kennedy-Kassebaum Act.
Title II includes a section, Administrative Simplification, requiring:
1. Improved efficiency in healthcare delivery by standardizing electronic data interchange, and
2. Protection of confidentiality and security of health data through setting and enforcing standards.
More specifically, HIPAA calls for:
1. Standardization of electronic patient health, administrative and financial data
2. Unique health identifiers for individuals, employers, health plans and health care providers.
3. Security standards protecting the confidentiality and integrity of “individually identifiable health information,” past, present or future.
The bottom line: sweeping changes in most healthcare transaction and administrative information systems.
WHO IS AFFECTED? All healthcare organizations. This includes all health care providers, even 1-physician offices, health plans, employers, public health authorities, life insurers, clearinghouses, billing agencies, information systems vendors, service organizations, and universities.